For millions of Americans age 60 and older, Social Security is more than a government program. It is a lifeline. It helps pay for groceries, housing, prescriptions, utilities, and everyday living expenses. Yet many retirees are asking the same three important questions: 1) Is Social Security really going bankrupt in 2032? 2) If Social Security is running out of money, how can benefits still increase? 3) What can Congress do, and what can we do, to prepare?