I was surprised at this point being the pushing point for the senior physicians to retire. Relating to how my wife and I are planning for this. As there is no penalty for 'passing' on this Medicare enrollment for us once we turned age 65. We're planning on keeping my wife's employer health plan for at least one additional year (her age 66). He was adamant about this 'fact', stating "I checked with our accountants, they said there's no way someone can pass on this without pen