For millions of Americans age 60 and older, Social Security is more than a government program. It is a lifeline. It helps pay for groceries, housing, prescriptions, utilities, and everyday living expenses. Yet many retirees are asking the same three important questions: 1) Is Social Security really going bankrupt in 2032? 2) If Social Security is running out of money, how can benefits still increase? 3) What can Congress do, and what can we do, to prepare?

I was surprised at this point being the pushing point for the senior physicians to retire. Relating to how my wife and I are planning for this. As there is no penalty for 'passing' on this Medicare enrollment for us once we turned age 65. We're planning on keeping my wife's employer health plan for at least one additional year (her age 66). He was adamant about this 'fact', stating "I checked with our accountants, they said there's no way someone can pass on this without pen